Ambetter Insurance for Addiction Treatment in Las Vegas, NV

Ambetter—part of the Centene Corporation—provides health insurance plans through the Health Insurance Marketplace.¹

If you have insurance through Ambetter and are looking for substance use disorder treatment, you may be wondering what Ambetter insurance for rehab looks like and what kinds of care are covered. This guide will help you understand the types of treatment plans that may be included with your insurance, as well as how you can verify your Ambetter rehab coverage quickly and easily.

Does Ambetter Health Insurance Cover Drug & Alcohol Rehab?

Yes, Ambetter provides insurance coverage for rehab in Las Vegas, although the amount of coverage will vary based on your specific plan. The Affordable Care Act (ACA) requires that all long-term health insurance plans offered through the Health Insurance Marketplace cover certain essential benefits, one of which is substance use treatment.²

Ambetter currently offers 4 ”metal tiers” for their insurance plans ranging from Bronze up to Platinum.³

Ambetter insurance policies cover more or less of your costs, depending on the “metal tier” they fall under. For example, a Bronze plan pays an estimated average of 60% of your care costs, while you pay the remaining 40%. These plans have less expensive monthly premiums, but you’ll have higher out-of-pocket costs. At the other end, a Platinum plan covers 90% of your costs, but these plans have the highest monthly premiums.³

How Do I Use Ambetter Insurance to Pay for Addiction Treatment?

The first step in using Ambetter insurance for addiction treatment is finding a facility within the Ambetter care network.

Desert Hope is in network and provides an easy way to verify your coverage: fill out and submit this simple and secure . We will review your information within a few minutes and email you a verification of your benefits and summary of your coverage.

At Desert Hope, our admissions navigators are available around the clock at . They can provide more detailed information about insurance coverage, discuss your treatment options, and help you start the rehab admissions process.

Upon admission, medical staff will perform a health evaluation, review your substance use history, and consider environmental factors to ensure you receive a personalized treatment plan that meets your individual needs.

How Much Does Addiction Treatment Cost with Ambetter Insurance?

Typically, addiction treatment requires you to pay a portion of the cost, while your insurance covers the rest. Your out-of-pocket expenses will depend on:

• The specific treatment center you choose.
• The type of treatment provided.
• Your specific plan.

One common cost you can expect is your deductible, which is the amount you pay before your insurance kicks in. Your deductible is usually one set amount for the year, so you may have paid some of it already depending on whether you’ve accessed other medical care in the past year. You may also have a copayment or coinsurance, which are payments you make for specific treatment services after your reach your deductible.⁴

Many plans have an out-of-pocket maximum, which is the most you have to spend for covered services within the plan year. After you hit that maximum, covered services are fully paid by the insurance company.

As you look to use your Ambetter insurance for rehab in Las Vegas, keep in mind that there are many ways to ways to pay for rehab that may make treatment more affordable, especially if you are concerned about the out-of-pocket costs. For example, you may be able to set up a payment plan with the treatment center so that you don’t need to bear the full burden of the costs all at once.

Types of Addiction Treatment Covered by Ambetter Insurance in Nevada

The types of addiction treatment covered by Ambetter will depend on your individual needs and insurance plan. Patients often benefit from a combination of treatment types. Here are some of the types of addiction treatment that may be recommended for you:⁶

• Medical detox. Many programs start with detox so you can safely withdraw from drugs and alcohol under medical supervision. This is not a rehabilitation program — it’s simply the starting point for effective treatment.
• Residential treatment. You might be referred to residential care, which is an inpatient rehab program in Las Vegas that requires you to live at the treatment facility. It is a great way to get out of your current environment and make new choices while you learn new habits.
• Outpatient care. A less intensive option is outpatient addiction treatment in Las Vegas, where you live at home but attend treatment during the day. This lets you continue working or attending school while still making significant progress in your recovery.

Your doctor will help you decide what treatment program is best for you. The goal is to create a long-term change so that you can live a happier, healthier life.

Benefits of Using Ambetter Insurance to Help Pay for Drug & Alcohol Rehab

Using Ambetter Insurance to pay for rehab makes addiction treatment significantly more affordable.

While struggling with addiction can seem isolating, the problem is common and widespread, and Nevada is no exception.^7–9 Getting the addiction treatment you need is an important part of moving forward toward a better life.

Don’t let anything hold you back from finding hope and recovery. Fill out the confidential form below or call an admissions navigator at to start treatment today.